Insurance News

Regulatory updates in plain English

Stay current with the latest from CMS, state departments of insurance, NAIC, the Federal Register, and Congress — rewritten so you can actually understand what it means for your practice.

California CDICA

Commissioner Lara unveils intervenor reform regulations to increase transparency and protect consumers’ money

California's Insurance Commissioner, Ricardo Lara, has announced new regulations to improve the process for reviewing insurance rates. These changes aim to make the process more transparent and efficient, ensuring that consumers' money is protected. The updated rules will allow for better public par...

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Georgia OCIGA

Hearing on New Rules and Regulations Scheduled for December 3, 2025November 06, 2025

New rules and regulations are being proposed by the Georgia Commissioner of Insurance that will affect the Automobile Insurance Plan. These changes include clarifying the authority of the Commissioner, defining key terms, outlining the composition of the plan, and setting requirements for insurers r...

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Georgia OCIGA

Hearing on New Rules and Regulations Scheduled for September 10, 2025August 14, 2025

The Georgia Commissioner of Insurance is proposing changes to several rules that affect insurance agencies and health plans. Key changes include removing branch office requirements for agencies, establishing certification for Georgia Access Specialists, and clarifying definitions related to health p...

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New York DFSNY

Governor Hochul Announces New Nation-Leading Regulation to Establish Comprehensive Consumer Protections For Buy Now, Pay Later Loans

Governor Hochul has introduced new rules to protect consumers who use Buy Now, Pay Later loans. This regulation aims to ensure that borrowers have clear information about their loans and can make informed decisions. Insurance agents should be aware of these changes as they may impact clients who use...

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CMS Newsroom

CMS Proposes Regulations to Lower Health Care Costs, Expand Consumer Choice, and Protect Taxpayers

The Centers for Medicare & Medicaid Services (CMS) has proposed new rules aimed at lowering health care costs and improving choices for consumers. These changes will affect health insurance agents and brokers by increasing accountability and reducing fraud in the industry. The goal is to make health...

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NAIC

News Release‘McCarran-Ferguson Restoration Act’ Reaffirms State-Based Insurance RegulationJan. 16, 2026

The McCarran-Ferguson Restoration Act has been introduced, which confirms that states will continue to be the main regulators of insurance in the U.S. This new law eliminates the Federal Insurance Office, which was created in 2010, and establishes a new position called the U.S. Insurance Representat...

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CMS Newsroom

CMS Proposes Regulations to Lower Health Care Costs, Expand Consumer Choice, and Protect Taxpayers

The Centers for Medicare & Medicaid Services (CMS) has proposed new rules aimed at lowering health care costs and improving choices for consumers. These changes will affect health insurance agents and brokers by tightening regulations to prevent fraud and ensure that taxpayer-funded subsidies are us...

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NAIC

National Meeting NewsState Insurance Regulators Look to the Future of Market Conduct RegulationMar. 25, 2026

State insurance regulators are updating their rules for how insurance companies operate in the market. This change is in response to new technologies and consumer expectations that have emerged since the last major financial crisis. The National Association of Insurance Commissioners (NAIC) has form...

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New York DFSNY

New York State Department of Financial Services Builds on Nation-Leading Stablecoin Framework in New Proposed Regulation

The New York State Department of Financial Services has proposed new regulations to enhance its existing stablecoin framework. This change will primarily affect companies that issue or manage stablecoins in New York. Insurance agents should stay informed about these developments, as they may impact ...

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Federal Register21d ago

Federal Acquisition Regulation: Revolutionary Federal Acquisition Regulation Overhaul Parts 1, 2, 4, 33, 39, 40, and 53

The Federal Acquisition Regulatory Council is making changes to the Federal Acquisition Regulation to simplify federal procurement processes. This is in response to an Executive Order aimed at reducing unnecessary regulations and improving how taxpayer money is spent. The proposed updates will affec...

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Federal Register21d ago

Federal Acquisition Regulation: Revolutionary Federal Acquisition Regulation Overhaul Parts 6, 7, 10, 18, 26, 37, and 41

The Federal Acquisition Regulatory Council is making changes to the Federal Acquisition Regulation to simplify federal procurement rules. This is in response to an executive order aimed at reducing unnecessary regulations and improving the use of taxpayer money. The proposed changes will affect seve...

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Federal Register21d ago

Federal Acquisition Regulation: Revolutionary Federal Acquisition Regulation Overhaul Parts 3 and 49

The Federal Acquisition Regulatory Council, which includes agencies like DoD and NASA, is planning to update the Federal Acquisition Regulation (FAR). This update aims to simplify federal procurement rules to reduce wasteful spending of taxpayer money. Specifically, they are proposing changes to par...

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Federal Register27d ago

The Trade-Through Rule and Locked and Crossed Markets Provisions of Regulation NMS

The SEC is planning to change some rules that affect how stocks are traded. They want to remove the trade-through rule, which currently prevents trades from happening at a worse price than the best available price. They also want to get rid of rules about locked and crossed markets, which deal with ...

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Federal RegisterJun 10

Publication of Venezuela Sanctions Regulations Web General Licenses 48A and 49A

The U.S. Treasury Department has released two new general licenses related to sanctions on Venezuela, known as GL 48A and GL 49A. These licenses provide guidelines on what activities are allowed under the sanctions. Insurance agents should review these licenses to understand how they may impact thei...

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Federal RegisterMay 29

Regulation for Federal Financial Assistance

The Office of Management and Budget (OMB) is updating its rules for managing federal financial assistance, which includes grants and cooperative agreements. These changes aim to make the process more transparent and accountable, ensuring that taxpayer money is used properly and that recipients follo...

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Federal RegisterMay 26

Regulation A: Extensions of Credit by Federal Reserve Banks

The Federal Reserve is changing its rules about who can access credit from its discount window. Specifically, if someone holds a special-purpose payment account, they will not be able to get this type of credit. However, this change will not affect the existing credit programs or the way interest ra...

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Federal RegisterMay 14

Order Granting Conditional Substituted Compliance in Connection With Certain Capital and Financial Reporting Requirements Applicable to a Nonbank Swap Dealer Domiciled in the French Republic and Subject to the European Union's Investment Firms Regulation and Investment Firms Directive

The Commodity Futures Trading Commission (CFTC) has approved a request from Goldman Sachs Paris Inc. to recognize that the financial rules in the European Union for certain swap dealers meet U.S. requirements. This decision affects nonbank swap dealers based in France, allowing them to follow EU reg...

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Federal RegisterMay 7

Publication of Venezuela Sanctions Regulations Web General Licenses 46, 46A, and 46B

The U.S. Treasury Department has released three new general licenses related to sanctions on Venezuela. These licenses, numbered 46, 46A, and 46B, outline specific activities that are allowed under the sanctions. Insurance agents should review these licenses to understand what is permitted and ensur...

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