Insurance News
Regulatory updates in plain English
Stay current with the latest from CMS, state departments of insurance, NAIC, the Federal Register, and Congress — rewritten so you can actually understand what it means for your practice.
New York State Department of Financial Services Builds on Nation-Leading Stablecoin Framework in New Proposed Regulation
The New York State Department of Financial Services has proposed new regulations to enhance its existing stablecoin framework. This change will primarily affect companies that issue or manage stablecoins in New York. Insurance agents should stay informed about these developments, as they may impact ...
Commissioner Lara unveils intervenor reform regulations to increase transparency and protect consumers’ money
California's Insurance Commissioner, Ricardo Lara, has announced new regulations to improve the process for reviewing insurance rates. These changes aim to make the process more transparent and efficient, ensuring that consumers' money is protected. The updated rules will allow for better public par...
Hearing on New Rules and Regulations Scheduled for December 3, 2025November 06, 2025
New rules and regulations are being proposed by the Georgia Commissioner of Insurance that will affect the Automobile Insurance Plan. These changes include clarifying the authority of the Commissioner, defining key terms, outlining the composition of the plan, and setting requirements for insurers r...
Hearing on New Rules and Regulations Scheduled for September 10, 2025August 14, 2025
The Georgia Commissioner of Insurance is proposing changes to several rules that affect insurance agencies and health plans. Key changes include removing branch office requirements for agencies, establishing certification for Georgia Access Specialists, and clarifying definitions related to health p...
Governor Hochul Announces New Nation-Leading Regulation to Establish Comprehensive Consumer Protections For Buy Now, Pay Later Loans
Governor Hochul has introduced new rules to protect consumers who use Buy Now, Pay Later loans. This regulation aims to ensure that borrowers have clear information about their loans and can make informed decisions. Insurance agents should be aware of these changes as they may impact clients who use...
CMS Proposes Regulations to Lower Health Care Costs, Expand Consumer Choice, and Protect Taxpayers
The Centers for Medicare & Medicaid Services (CMS) has proposed new rules aimed at lowering health care costs and improving choices for consumers. These changes will affect health insurance agents and brokers by increasing accountability and reducing fraud in the industry. The goal is to make health...
News Release‘McCarran-Ferguson Restoration Act’ Reaffirms State-Based Insurance RegulationJan. 16, 2026
The McCarran-Ferguson Restoration Act has been introduced, which confirms that states will continue to be the main regulators of insurance in the U.S. This new law eliminates the Federal Insurance Office, which was created in 2010, and establishes a new position called the U.S. Insurance Representat...
CMS Proposes Regulations to Lower Health Care Costs, Expand Consumer Choice, and Protect Taxpayers
The Centers for Medicare & Medicaid Services (CMS) has proposed new rules aimed at lowering health care costs and improving choices for consumers. These changes will affect health insurance agents and brokers by tightening regulations to prevent fraud and ensure that taxpayer-funded subsidies are us...
National Meeting NewsState Insurance Regulators Look to the Future of Market Conduct RegulationMar. 25, 2026
State insurance regulators are updating their rules for how insurance companies operate in the market. This change is in response to new technologies and consumer expectations that have emerged since the last major financial crisis. The National Association of Insurance Commissioners (NAIC) has form...
Violations of Laws or Regulations
The Office of the Comptroller of the Currency (OCC) is changing how it handles issues related to violations of laws or regulations. This update will affect financial institutions that receive notices about these violations, known as matters requiring attention (MRAs). The OCC will now have a clearer...
Sweet Cherries Grown in Designated Counties in Washington; Modification of Handling Regulations
The Washington Cherry Marketing Committee has updated the rules for handling sweet cherries grown in certain counties in Washington. The new rules raise the minimum size requirements for most sweet cherry types, but not for the Rainier and Royal Anne varieties, which are lighter in color. Additional...
Education Department General Administrative Regulations
The Secretary of Education is planning to change some rules that govern how federal education funds are managed. These updates aim to make the rules clearer and more consistent with other education regulations. The changes will also incorporate new guidelines from the Office of Management and Budget...
Commodity Pool Operators and Commodity Trading Advisors: Reduction of Duplicative Regulation Through Intermediary Registration Exemptions; Expansion of the Exemption for Small Commodity Pools
The Commodity Futures Trading Commission (CFTC) is changing its rules for some commodity pool operators (CPOs) and commodity trading advisors (CTAs). These changes aim to reduce unnecessary regulations and adjust for inflation. Specifically, certain investment advisers registered with the SEC will n...
GENIUS Act Regulations on Payment Stablecoin Issuance, Offer, and Sale
The Department of the Treasury is introducing new rules about payment stablecoins, which are a type of digital currency. These rules will affect how stablecoins can be issued, offered, and sold in the United States. Insurance agents should stay informed about these changes as they may impact financi...
Agenda of Regulations
The Department of Labor has moved its regulatory agenda online, making it easier to access. However, they are also required by law to publish a summary of this agenda in the Federal Register. This notice serves as that official publication. Agents should stay informed by checking the Federal Registe...
General Services Administration Property Management Regulation (GSPMR): Nondiscrimination in Programs Receiving Federal Financial Assistance
The General Services Administration (GSA) has updated its rules to prevent discrimination based on race, color, or national origin in programs that receive federal funding. These rules have been moved to a new set of regulations called the General Services Administration Property Management Regulati...
Community Reinvestment Act Regulations
The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) are changing their rules for the Community Reinvestment Act. These changes aim to help banks better serve their communities by making it easier for them to provide loans and grants where they are...
HUD's Implementation of the Fair Housing Act's Disparate Impact Standard; Amendments to HUD's Title VI Regulations
The Department of Housing and Urban Development (HUD) is proposing changes to its regulations regarding the Fair Housing Act. Specifically, they want to remove rules that hold organizations accountable for practices that may have a negative impact on certain groups, even if there is no proof of disc...