Insurance News
Regulatory updates in plain English
Stay current with the latest from CMS, state departments of insurance, NAIC, the Federal Register, and Congress — rewritten so you can actually understand what it means for your practice.
Regulatory Alignment for Predictable and Immediate Device Coverage Pathway (CMS-3487-NC) Procedural Notice Inviting Comment
The Centers for Medicare & Medicaid Services (CMS) has introduced a new process called the RAPID coverage pathway to speed up Medicare coverage for certain medical devices. This change affects manufacturers of Class II and Class III FDA-designated Breakthrough Devices, allowing them to get coverage ...
Vessel and Shipyard Financing, Regulatory Revision
The U.S. Maritime Administration (MARAD) has updated its rules for the Vessel and Shipyard Financing Program. This change affects borrowers in the program by updating financing requirements and aligning them with current best practices. The new rules also simplify the regulations by removing outdate...
Regulatory Agenda
The government is required to share a list of new rules it is working on. This list will help the public understand what changes to expect in regulations. Insurance agents should keep an eye on this list to stay informed about upcoming changes that may affect their work.
Department Regulatory and Deregulatory Agenda; Summary
The Department of Transportation has released its Regulatory Agenda, which outlines the rules it plans to create, review, or update over the next year. This agenda helps the public understand what changes are coming and how they can get involved in the regulatory process. Insurance agents should enc...
Introduction to the Unified Agenda of Federal Regulatory and Deregulatory Actions-2026
The 2026 Unified Agenda of Federal Regulatory and Deregulatory Actions has been published. This document outlines the regulatory plans of federal agencies and is important for small businesses as it highlights rules that could significantly impact them. All federal agencies are required to share the...
Self-Regulatory Organizations; Fixed Income Clearing Corporation; Notice of Filing and Extension of the Review Period of an Advance Notice, as Modified by Partial Amendment No. 1, To Establish a Guaranty Fund at the Government Securities Division
The Fixed Income Clearing Corporation (FICC) is making changes that affect how it manages its Clearing Fund. They will now need to keep this fund either in a bank account at a commercial bank that is federally insured or in an account at the Federal Reserve Bank of New York. If they choose the bank ...
Self-Regulatory Organizations; Fixed Income Clearing Corporation; Notice of Filing of Proposed Rule Change, as Modified by Partial Amendment No. 1, To Establish a Guaranty Fund at the Government Securities Division
The Fixed Income Clearing Corporation (FICC) is making changes to its rules that will affect how it manages its Clearing Fund. From now on, FICC must keep this fund either in a bank account at a commercial bank that is insured by the Federal Deposit Insurance Corporation or in an account at the Fede...
Medicare Program; Regulatory Alignment for Predictable and Immediate Device (RAPID) Coverage Pathway
The Centers for Medicare & Medicaid Services (CMS) has announced a new way to speed up Medicare coverage for new medical technologies called the RAPID coverage pathway. This change affects healthcare providers and patients who rely on innovative devices. CMS is asking for public feedback on this new...
Ohio Regulatory Program
Ohio has made changes to its mining regulations that affect how bonding works for mining operations. These changes include options for companies to provide full-cost performance securities and updates to funding for abandoned mine land, permitting standards, and other related areas. The Office of Su...
Self-Regulatory Organizations; LCH SA; Notice of Filing of Proposed Rule Change Relating to the LCH SA CDS Clear Trade Registration Fund
LCH SA has made changes to its rules regarding the registration of trades in credit default swaps, which are financial contracts that protect against the risk of default on debt. These changes specifically update how 'stress losses' are defined to better match their financial resource policies. This...
Regulatory Modernization and Relief for Mutual Holding Companies
The regulatory framework for mutual holding companies (MHCs) is being updated, which will mainly affect these companies and their operations. The proposed changes include removing certain requirements for dividend waivers, making it easier for MHCs to convert to stock companies, and clarifying rules...
Self-Regulatory Organizations; ICE Clear Credit LLC; Order Approving Proposed Rule Change Relating to the Treasury Clearing Rules and Treasury Clearing Service Treasury Operations Policies and Liquidity Risk Management Framework
The rules for who can participate in Treasury clearing have changed. Now, in addition to banks and insurance companies, Futures Commission Merchants and registered clearing agencies can also be approved as Treasury Participants. This update affects all entities involved in Treasury clearing operatio...
Self-Regulatory Organizations; The Options Clearing Corporation; Order Approving Proposed Rule Change by the Options Clearing Corporation To Establish a Commercial Paper Program
The Options Clearing Corporation (OCC) has introduced a new program that allows it to use government securities from defaulting members to engage in repurchase transactions with institutional investors, including insurance companies and pension funds. This change affects how OCC manages liquidity an...
Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Filing of Partial Amendment No. 1 and Order Instituting Proceedings To Determine Whether To Approve or Disapprove a Proposed Rule Change, as Modified by Partial Amendment No. 1, to Exempt Specified Collective Trust Funds From FINRA Rules 5130 (Restrictions on the Purchase and Sale of Initial Public Offerings) and 5131(b) (New Issue Allocations and Distributions)
The Financial Industry Regulatory Authority (FINRA) has proposed a rule change that would exempt certain collective trust funds (CTFs) from specific regulations regarding initial public offerings and new issue allocations. This change primarily affects the trustees or managers of these funds, allowi...
Self-Regulatory Organizations; Fixed Income Clearing Corporation; Notice of Filing of Proposed Rule Change To Modify the GSD Rules To Adopt a U.S. Treasury Clearing Trade Submission Requirement
The Fixed Income Clearing Corporation (FICC) has proposed a new rule that will require certain financial entities, including insurance companies and brokers, to submit U.S. Treasury trade information. This change affects all direct participants in the FICC's clearing services, which include banks an...
Notice of Regulatory Waiver Requests Granted for the Third Quarter of Calendar Year 2025
The Department of Housing and Urban Development (HUD) has approved several regulatory waivers for the third quarter of 2025, covering the period from July 1 to September 30. This announcement is part of HUD's requirement to inform the public about these waivers. Insurance agents should stay updated ...
Notice of Regulatory Waiver Requests Granted for the Fourth Quarter of Calendar Year 2025
HUD has approved several regulatory waivers for the last quarter of 2025, covering the period from October 1 to December 31. This announcement is part of HUD's obligation to inform the public about these changes. Insurance agents should stay informed about these waivers as they may impact housing re...
Self-Regulatory Organizations; Municipal Securities Rulemaking Board; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change Consisting of Amendments to MSRB Rule G-28, on Transactions With Employees and Partners of Other Municipal Securities Professionals, To Harmonize and Better Align With FINRA Rule 3210, on Accounts at Other Broker-Dealers and Financial Institutions
The Municipal Securities Rulemaking Board (MSRB) has updated its rules to better match the Financial Industry Regulatory Authority (FINRA) guidelines. This change affects municipal securities professionals who handle accounts with other financial institutions, such as banks and insurance companies. ...