Insurance News
Regulatory updates in plain English
Stay current with the latest from CMS, state departments of insurance, NAIC, the Federal Register, and Congress — rewritten so you can actually understand what it means for your practice.
Regulatory Alignment for Predictable and Immediate Device Coverage Pathway (CMS-3487-NC) Procedural Notice Inviting Comment
The Centers for Medicare & Medicaid Services (CMS) has introduced a new process called the RAPID coverage pathway to speed up Medicare coverage for certain medical devices. This change affects manufacturers of Class II and Class III FDA-designated Breakthrough Devices, allowing them to get coverage ...
Agency Information Collection Activities: Information Collection Extension; Submission for OMB Review; Regulatory Capital Reporting for Institutions Subject to the Advanced Capital Adequacy Framework (FFIEC 101)
The Federal Financial Institutions Examination Council (FFIEC) has decided to extend the Regulatory Capital Reporting requirements for financial institutions for another three years. This extension will happen without any changes to the current rules. Since no public comments were received during th...
Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Order Approving a Proposed Rule Change, as Modified by Partial Amendment No. 1, To Exempt Specified Collective Trust Funds From FINRA Rules 5130 (Restrictions on the Purchase and Sale of Initial Equity Public Offerings) and 5131(b) (New Issue Allocations and Distributions)
FINRA has approved a new rule that allows certain collective trust funds (CTFs) to be exempt from specific regulations regarding the purchase and sale of initial public offerings. This change primarily affects trustees or managers of these funds, as they can now accept investments from retirement pl...
Self-Regulatory Organizations; The Options Clearing Corporation; Order Setting Aside Action by Delegated Authority and Approving Proposed Rule Change, as Modified by Partial Amendment No. 1, by The Options Clearing Corporation Concerning Methodology To Allocate Clearing Fund Deposit Requirements Among Its Clearing Members To Better Align the Allocation With the Sizing of the Clearing Fund so Stress Based Risk is Fairly Allotted to Market Participants That Expose OCC to Such Stress Risk
The Options Clearing Corporation (OCC) has made changes to how it calculates the amount of money that its clearing members need to deposit for risk management. This update aims to ensure that the costs associated with potential market stress are shared fairly among members based on their risk exposu...
Self-Regulatory Organizations; Texas Stock Exchange LLC; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change To Amend the Fee Schedule To Establish Fees for Industry Members Related to Reasonably Budgeted CAT Costs of the National Market System Plan Governing the Consolidated Audit Trail for the Period From May 1, 2026 Through December 31, 2026
The Texas Stock Exchange has announced changes to its fee schedule for industry members. Starting from May 1, 2026, through December 31, 2026, there will be new fees related to the costs of maintaining the Consolidated Audit Trail (CAT) system. These costs include necessary insurance policies such a...
Regulatory Enhancements for Reactor Licensing, Decommissioning, and Operational Oversight
The Nuclear Regulatory Commission (NRC) is updating its rules for licensing nuclear reactors, shutting them down, and overseeing their operations. This change is part of a larger effort to improve how the NRC functions, as directed by a recent executive order. Insurance agents should stay informed a...
Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Order Approving a Proposed Rule Change, as Modified by Partial Amendment No. 1, To Adopt FINRA Rule 3290 (Outside Activities Requirements)
The Financial Industry Regulatory Authority (FINRA) has approved a new rule that affects financial professionals, including insurance agents. This rule, known as Rule 3290, sets out requirements for outside activities that these professionals can engage in while working in the financial industry. It...
Self-Regulatory Organizations; Texas Stock Exchange LLC; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change To Amend the Fee Schedule To Establish Fees for Industry Members Related to Certain Historical Costs of the National Market System Plan Governing the Consolidated Audit Trail
The Texas Stock Exchange has announced a change to its fee schedule that will affect industry members. This change introduces new fees related to the historical costs of insurance incurred for the Consolidated Audit Trail (CAT). Specifically, the insurance costs amount to $880,419, which were evalua...
Self-Regulatory Organizations; ICE Clear Credit LLC; Notice of Filing of Proposed Rule Change Relating to the ICE Clear Credit Recovery Plan and ICE Clear Credit Wind-Down Plan
ICE Clear Credit LLC has proposed changes to its Recovery Plan and Wind-Down Plan. These changes will not lead to a significant reduction in employee numbers, as another clearing service will continue normal operations. Additionally, they are updating some terminology in their insurance coverage tab...
Vessel and Shipyard Financing, Regulatory Revision
The U.S. Maritime Administration (MARAD) has updated its rules for the Vessel and Shipyard Financing Program. This change affects borrowers in the program by updating financing requirements and aligning them with current best practices. The new rules also simplify the regulations by removing outdate...
Regulatory Agenda
The government is required to share a list of new rules it is working on. This list will help the public understand what changes to expect in regulations. Insurance agents should keep an eye on this list to stay informed about upcoming changes that may affect their work.
Department Regulatory and Deregulatory Agenda; Summary
The Department of Transportation has released its Regulatory Agenda, which outlines the rules it plans to create, review, or update over the next year. This agenda helps the public understand what changes are coming and how they can get involved in the regulatory process. Insurance agents should enc...
Introduction to the Unified Agenda of Federal Regulatory and Deregulatory Actions-2026
The 2026 Unified Agenda of Federal Regulatory and Deregulatory Actions has been published. This document outlines the regulatory plans of federal agencies and is important for small businesses as it highlights rules that could significantly impact them. All federal agencies are required to share the...
Self-Regulatory Organizations; Fixed Income Clearing Corporation; Notice of Filing and Extension of the Review Period of an Advance Notice, as Modified by Partial Amendment No. 1, To Establish a Guaranty Fund at the Government Securities Division
The Fixed Income Clearing Corporation (FICC) is making changes that affect how it manages its Clearing Fund. They will now need to keep this fund either in a bank account at a commercial bank that is federally insured or in an account at the Federal Reserve Bank of New York. If they choose the bank ...
Self-Regulatory Organizations; Fixed Income Clearing Corporation; Notice of Filing of Proposed Rule Change, as Modified by Partial Amendment No. 1, To Establish a Guaranty Fund at the Government Securities Division
The Fixed Income Clearing Corporation (FICC) is making changes to its rules that will affect how it manages its Clearing Fund. From now on, FICC must keep this fund either in a bank account at a commercial bank that is insured by the Federal Deposit Insurance Corporation or in an account at the Fede...
Medicare Program; Regulatory Alignment for Predictable and Immediate Device (RAPID) Coverage Pathway
The Centers for Medicare & Medicaid Services (CMS) has announced a new way to speed up Medicare coverage for new medical technologies called the RAPID coverage pathway. This change affects healthcare providers and patients who rely on innovative devices. CMS is asking for public feedback on this new...
Ohio Regulatory Program
Ohio has made changes to its mining regulations that affect how bonding works for mining operations. These changes include options for companies to provide full-cost performance securities and updates to funding for abandoned mine land, permitting standards, and other related areas. The Office of Su...
Self-Regulatory Organizations; LCH SA; Notice of Filing of Proposed Rule Change Relating to the LCH SA CDS Clear Trade Registration Fund
LCH SA has made changes to its rules regarding the registration of trades in credit default swaps, which are financial contracts that protect against the risk of default on debt. These changes specifically update how 'stress losses' are defined to better match their financial resource policies. This...