Insurance News
Regulatory updates in plain English
Stay current with the latest from CMS, state departments of insurance, NAIC, the Federal Register, and Congress — rewritten so you can actually understand what it means for your practice.
Notice of HUD-Held Healthcare Loan Sale (HLS 2027-1)
HUD is holding a sale for 11 healthcare mortgage loans that do not have federal insurance. This sale, called HLS 2027-1, will take place around November 17, 2026. The goal is to recover funds and lower the costs associated with managing loans that are not being paid back. Insurance agents should be ...
Notice of HUD Vacant Loan Sales (HVLS 2027-1)
HUD is planning to sell about 4,200 reverse mortgages on vacant homes, totaling around $1.3 billion. This sale aims to reduce financial risks and manage defaulted assets effectively. The properties involved are single-family homes where all borrowers have passed away and there are no surviving spous...
Second Notice of HUD Non-Vacant Loan Sale (HNVLS 2026-1)
HUD has announced a new sale of reverse mortgage loans, specifically home equity conversion mortgages (HECM), that are secured by homes currently occupied. This sale, which was originally planned for earlier this year, is now set for September 1, 2026, and involves loans totaling about $465 million....
HUD's Implementation of the Fair Housing Act's Disparate Impact Standard; Amendments to HUD's Title VI Regulations
The Department of Housing and Urban Development (HUD) is proposing changes to its regulations regarding the Fair Housing Act. Specifically, they want to remove rules that hold organizations accountable for practices that may have a negative impact on certain groups, even if there is no proof of disc...
Notice of HUD-Held Healthcare Loan Sale (HLS 2026-2)
The Department of Housing and Urban Development (HUD) is selling 14 healthcare mortgage loans that do not have federal insurance. This sale, called HLS 2026-2, will take place around August 11, 2026. The goal is to recover funds and lower the costs associated with managing loans that are not being p...
Rescission of Final Determination: Adoption of Energy Efficiency Standards for New Construction of HUD- and USDA Financed Housing
The government has canceled the recent decision that set new energy efficiency standards for new homes financed by HUD and USDA. This change affects builders and developers who were preparing to follow these standards. Agents should stay informed about any future updates regarding energy efficiency ...
Equal Access to Housing in HUD Programs Revisions
The proposed rule changes how housing programs under HUD treat gender. It will replace references to 'gender' and 'gender identity' with 'sex,' based on biological classification as male or female. This means that facilities like shelters can require proof of a person's sex to ensure safety in share...