Insurance News
Regulatory updates in plain English
Stay current with the latest from CMS, state departments of insurance, NAIC, the Federal Register, and Congress — rewritten so you can actually understand what it means for your practice.
National Meeting NewsFour Insurance Departments Achieve Reaccreditation During NAIC 2026 Summer National MeetingAug. 12, 2026
Four states—Arkansas, the District of Columbia, Indiana, and Michigan—have successfully passed their reaccreditation reviews during the NAIC 2026 Summer National Meeting. This means these insurance departments have been recognized for meeting important standards in financial oversight, ensuring they...
National Meeting NewsNew Jersey and Tennessee Achieve Reaccreditation During NAIC 2026 Spring National MeetingMar. 23, 2026
New Jersey and Tennessee have been reaccredited by the NAIC, meaning their insurance regulatory departments have passed a thorough review to ensure they meet financial oversight standards. This reaccreditation is important because it allows other states to trust these departments to effectively regu...
Strengthening CMS Oversight of Accrediting Organizations
The Centers for Medicare & Medicaid Services (CMS) has updated its rules for Accrediting Organizations (AOs) that assess healthcare providers and suppliers for Medicare and Medicaid. These changes aim to ensure that AOs maintain high standards and do not have conflicts of interest that could affect ...
CMS Ensures Accrediting Organizations Uphold Trust in Standards and Oversight
The Centers for Medicare & Medicaid Services (CMS) has introduced a new rule to improve the oversight of organizations that accredit healthcare providers. This change affects over 9,000 healthcare facilities and aims to ensure that these organizations follow Medicare standards consistently. The new ...
Accreditation, Innovation, and Modernization: The Secretary's Recognition of Accrediting Agencies: Institutional Eligibility Under the Higher Education Act of 1965, as Amended, Student Assistance General Provisions
The Department of Education is changing the rules for accrediting agencies that evaluate higher education institutions. These changes aim to make the accreditation process easier and more effective, following recent government directives. This will impact schools and colleges that rely on these agen...
Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 10-1
The NCUA Board has decided to eliminate a previous policy statement (IRPS 10-1) regarding the chartering and membership rules for federal credit unions. This change means that federal credit unions will now follow the updated Chartering Manual, which includes all the necessary requirements. This upd...
Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 06-1
The NCUA Board has decided to remove a previous policy (IRPS 06-1) related to federal credit unions. This change means that federal credit unions no longer need to refer to this outdated policy when adding underserved areas, as the current Chartering Manual already covers these requirements. This wi...
Corporate Credit Unions
The NCUA Board has decided to cancel a previous policy that provided guidance on chartering corporate credit unions. This policy was found to be unnecessary because the information is already covered in another official manual. This change aims to reduce any confusion about the rules for corporate c...
Extensions of Credit to Insiders
The FDIC is planning to raise the limits on loans that can be given to insiders, like executive officers, at banks it supervises. Currently, loans to these insiders that don't need special approval can go up to $100,000, but this will increase to $400,000. Additionally, loans that require board appr...
Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 08-2
The NCUA Board has decided to remove an old policy that was no longer needed. This policy, known as IRPS 08-2, dealt with how federal credit unions could add underserved areas to their membership. Since the current Chartering Manual already covers these requirements, this change simplifies the proce...
Credit Union Service Contracts
The NCUA Board has changed its rules for federal credit unions by removing a requirement about service contracts. This change is aimed at lowering costs and making it easier for credit unions to operate, which will help them serve their members better. Agents should stay informed about these updates...
Limits on Loans to Other Credit Unions
The NCUA Board has changed the rules regarding loans between credit unions. They have decided to remove specific regulations that required approval and policies for these loans. However, federal credit unions still need to follow existing laws about lending to other credit unions, and state-chartere...
Self-Regulatory Organizations; ICE Clear Credit LLC; Order Approving Proposed Rule Change Relating to the Treasury Clearing Rules and Treasury Clearing Service Treasury Operations Policies and Liquidity Risk Management Framework
The rules for who can participate in Treasury clearing have changed. Now, in addition to banks and insurance companies, Futures Commission Merchants and registered clearing agencies can also be approved as Treasury Participants. This update affects all entities involved in Treasury clearing operatio...
Credit Watch Termination Initiative; Terminations of Direct Endorsement (DE) Approval
The Federal Housing Administration (FHA) has ended the Direct Endorsement (DE) approval for certain mortgage lenders due to performance issues. This means that these lenders can no longer approve loans without additional oversight. Agents should review the list of affected lenders and be aware that ...
Request for Information Regarding Promoting Access to Mortgage Credit
The Consumer Financial Protection Bureau (CFPB) is asking for input from the public on possible changes to regulations that could make it easier for people to get mortgage loans. They want to hear about any rules that might be making it harder for qualified borrowers to access mortgage credit. Speci...
Medicare Program: Hospital Outpatient Prospective Payment and Ambulatory Surgical Center Payment Systems; and Quality Reporting Programs; Including the Hospital Outpatient Quality Reporting Program and Ambulatory Surgical Center Quality Program; Request for Information on Strengthening the Standardization and Comparability of Hospital Price Transparency (HPT) Data; Prior Authorization; Accrediting Organization (AO) Deeming for Emergency Medical Treatment and Labor Act (EMTALA); and Notices of Cl
The Medicare program is proposing changes to how hospitals and outpatient surgical centers are paid starting in 2027. This affects healthcare providers who use the Hospital Outpatient Prospective Payment System (OPPS) and the Ambulatory Surgical Center (ASC) payment system. The new rules will update...
Preemption-Federal Credit Union Non-Interest Charges and Fees
The NCUA Board has introduced a new rule that allows federal credit unions (FCUs) to charge various non-interest fees, including fees from credit and debit card transactions. This means FCUs can set these fees even if they work with outside parties to determine them. The NCUA is also asking for publ...
Self-Regulatory Organizations; ICE Clear Credit LLC; Notice of Filing of Proposed Rule Change Relating to the Treasury Clearing Rules and Treasury Clearing Service Treasury Operations Policies and Liquidity Risk Management Framework
The rules for who can participate in Treasury clearing have changed. Now, Futures Commission Merchants (FCMs) and registered clearing agencies can also be approved as Treasury Participants, alongside broker-dealers, investment companies, banks, and insurance companies, as long as they meet specific ...