Insurance News
Regulatory updates in plain English
Stay current with the latest from CMS, state departments of insurance, NAIC, the Federal Register, and Congress — rewritten so you can actually understand what it means for your practice.
National Meeting NewsNew Jersey and Tennessee Achieve Reaccreditation During NAIC 2026 Spring National MeetingMar. 23, 2026
New Jersey and Tennessee have been reaccredited by the NAIC, meaning their insurance regulatory departments have passed a thorough review to ensure they meet financial oversight standards. This reaccreditation is important because it allows other states to trust these departments to effectively regu...
Strengthening CMS Oversight of Accrediting Organizations
The Centers for Medicare & Medicaid Services (CMS) has updated its rules for Accrediting Organizations (AOs) that assess healthcare providers and suppliers for Medicare and Medicaid. These changes aim to ensure that AOs maintain high standards and do not have conflicts of interest that could affect ...
CMS Ensures Accrediting Organizations Uphold Trust in Standards and Oversight
The Centers for Medicare & Medicaid Services (CMS) has introduced a new rule to improve the oversight of organizations that accredit healthcare providers. This change affects over 9,000 healthcare facilities and aims to ensure that these organizations follow Medicare standards consistently. The new ...
Credit Watch Termination Initiative; Terminations of Direct Endorsement (DE) Approval
The Federal Housing Administration (FHA) has ended the Direct Endorsement (DE) approval for certain mortgage lenders due to performance issues. This means that these lenders can no longer approve loans without additional oversight. Agents should review the list of affected lenders and be aware that ...
Request for Information Regarding Promoting Access to Mortgage Credit
The Consumer Financial Protection Bureau (CFPB) is asking for input from the public on possible changes to regulations that could make it easier for people to get mortgage loans. They want to hear about any rules that might be making it harder for qualified borrowers to access mortgage credit. Speci...
Medicare Program: Hospital Outpatient Prospective Payment and Ambulatory Surgical Center Payment Systems; and Quality Reporting Programs; Including the Hospital Outpatient Quality Reporting Program and Ambulatory Surgical Center Quality Program; Request for Information on Strengthening the Standardization and Comparability of Hospital Price Transparency (HPT) Data; Prior Authorization; Accrediting Organization (AO) Deeming for Emergency Medical Treatment and Labor Act (EMTALA); and Notices of Cl
The Medicare program is proposing changes to how hospitals and outpatient surgical centers are paid starting in 2027. This affects healthcare providers who use the Hospital Outpatient Prospective Payment System (OPPS) and the Ambulatory Surgical Center (ASC) payment system. The new rules will update...
Preemption-Federal Credit Union Non-Interest Charges and Fees
The NCUA Board has introduced a new rule that allows federal credit unions (FCUs) to charge various non-interest fees, including fees from credit and debit card transactions. This means FCUs can set these fees even if they work with outside parties to determine them. The NCUA is also asking for publ...
Self-Regulatory Organizations; ICE Clear Credit LLC; Notice of Filing of Proposed Rule Change Relating to the Treasury Clearing Rules and Treasury Clearing Service Treasury Operations Policies and Liquidity Risk Management Framework
The rules for who can participate in Treasury clearing have changed. Now, Futures Commission Merchants (FCMs) and registered clearing agencies can also be approved as Treasury Participants, alongside broker-dealers, investment companies, banks, and insurance companies, as long as they meet specific ...
Regulation A: Extensions of Credit by Federal Reserve Banks
The Federal Reserve is changing its rules about who can access credit from its discount window. Specifically, if someone holds a special-purpose payment account, they will not be able to get this type of credit. However, this change will not affect the existing credit programs or the way interest ra...
Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the National Credit Union Administration
The NCUA Board is asking for feedback on new rules for stablecoins, which are digital currencies tied to the value of traditional money. These rules will affect credit unions and their subsidiaries that want to issue payment stablecoins. The proposed regulations will cover how these stablecoins can ...
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
The Consumer Financial Protection Bureau (CFPB) has updated rules that affect how small businesses can access credit. These changes include a new definition of what qualifies as a small business, adjustments to the types of credit transactions covered, and how data is collected and reported. The goa...
Request for Information Regarding Enhancing and Streamlining Data Collection From Credit Unions
The National Credit Union Administration (NCUA) is asking for feedback from federally insured credit unions (FICUs) on how to improve their data collection processes. This includes information gathered from specific reports like the 5300 Call Report and the Corporate Call Report. The NCUA wants to k...
Self-Regulatory Organizations; Cboe BZX Exchange, Inc.; Notice of Filing of a Proposed Rule Change To List and Trade Shares of the BondBloxx Private Credit Trust Under BZX Rule 14.11(f), Trust Issued Receipts
The Cboe BZX Exchange has proposed a new rule that will allow the listing and trading of shares for the BondBloxx Private Credit Trust. This change affects investors interested in private credit investments, particularly those involving loans to businesses and related financial instruments. Insuranc...
Bank Conversions and Mergers, Subpart C-Merger of Insured Credit Unions Into Banks
The NCUA Board is changing rules for how insured credit unions can merge into banks. They want to remove some strict requirements for procedures, disclosures, and communication to make it easier for credit unions to operate. This will help credit unions save money and allow them to make decisions th...
Agency Information Collection Activities: Submission to the Office of Management and Budget for Review and Approval; Comment Request; EIB 92-51, Application for Special Buyer Credit Limit (SBCL) Under Multi-Buyer Export Credit Insurance Policies
The Export-Import Bank of the United States (EXIM Bank) is looking to simplify its paperwork requirements. They are asking for feedback from the public and other federal agencies on a new information collection process related to the Special Buyer Credit Limit (SBCL) for Multi-Buyer Export Credit In...