Insurance News
Regulatory updates in plain English
Stay current with the latest from CMS, state departments of insurance, NAIC, the Federal Register, and Congress — rewritten so you can actually understand what it means for your practice.
National Meeting NewsFour Insurance Departments Achieve Reaccreditation During NAIC 2026 Summer National MeetingAug. 12, 2026
Four states—Arkansas, the District of Columbia, Indiana, and Michigan—have successfully passed their reaccreditation reviews during the NAIC 2026 Summer National Meeting. This means these insurance departments have been recognized for meeting important standards in financial oversight, ensuring they...
National Meeting NewsNew Jersey and Tennessee Achieve Reaccreditation During NAIC 2026 Spring National MeetingMar. 23, 2026
New Jersey and Tennessee have been reaccredited by the NAIC, meaning their insurance regulatory departments have passed a thorough review to ensure they meet financial oversight standards. This reaccreditation is important because it allows other states to trust these departments to effectively regu...
Strengthening CMS Oversight of Accrediting Organizations
The Centers for Medicare & Medicaid Services (CMS) has updated its rules for Accrediting Organizations (AOs) that assess healthcare providers and suppliers for Medicare and Medicaid. These changes aim to ensure that AOs maintain high standards and do not have conflicts of interest that could affect ...
CMS Ensures Accrediting Organizations Uphold Trust in Standards and Oversight
The Centers for Medicare & Medicaid Services (CMS) has introduced a new rule to improve the oversight of organizations that accredit healthcare providers. This change affects over 9,000 healthcare facilities and aims to ensure that these organizations follow Medicare standards consistently. The new ...
Conversion to State-Chartered Credit Union
The NCUA Board is asking for public feedback on a proposal to eliminate a rule that outlines how federal credit unions can keep their federal insurance after changing to a state charter. This rule is seen as unnecessary because it repeats information already found in another official document and is...
Premium Tax Credit
New proposed rules are being introduced that change how individuals qualify for the Premium Tax Credit (PTC) and how the credit is calculated. These changes will impact people who sign up for health insurance for themselves or their family through a Health Insurance Exchange and may be eligible for ...
Corporate Credit Unions; Fidelity Bond and Insurance Coverage for Federally Insured Credit Unions
The NCUA Board is proposing changes to the rules about fidelity bonds and insurance for federally insured credit unions. These changes aim to make the rules less strict, allowing credit unions more flexibility in choosing coverage amounts and deductibles. This should help credit unions save on costs...
Extensions of Credit to Insiders
The FDIC has extended the deadline for public comments on the proposed rule about lending to insiders. This extension moves the deadline from October 5, 2026, to November 4, 2026. This change allows more time for people to review the proposal and share their thoughts. Agents should encourage their c...
Potential Designation of Chartered Financial Analyst Designation as Qualifying Natural Persons for Accredited Investor Status
The Securities and Exchange Commission (SEC) is looking into whether individuals who hold a Chartered Financial Analyst (CFA) designation in good standing should be recognized as accredited investors. This change could affect those in the finance and investment sectors. Insurance agents should stay ...
Potential Designation of Certified Financial Planner Certification as Qualifying Natural Persons for Accredited Investor Status
The Securities and Exchange Commission (SEC) is thinking about allowing individuals with a Certified Financial Planner (CFP) certification to qualify as accredited investors. This change would mean that people who are CFPs in good standing could meet the requirements to invest in certain private inv...
Potential Designation of U.S. Certified Public Accountant License as Qualifying Natural Persons for Accredited Investor Status
The Securities and Exchange Commission (SEC) is looking into whether having a valid U.S. certified public accountant (CPA) license should allow individuals to be considered accredited investors. This change could affect CPAs who want to invest in certain financial opportunities that require accredit...
Potential Designation of Passage of an Accredited Investor Exam To Be Developed by FINRA as Qualifying Natural Persons for Accredited Investor Status
The Securities and Exchange Commission (SEC) is looking into whether passing a new exam created by FINRA can qualify individuals as accredited investors. This change could affect anyone wanting to be recognized as an accredited investor, which often allows access to certain investment opportunities....
Potential Designations of the Investment Banking Representative License (Series 79) and the Research Analyst License (Series 86 and Series 87) as Qualifying Natural Persons for Accredited Investor Status
The Securities and Exchange Commission (SEC) is looking into whether individuals with certain licenses can be considered accredited investors. Specifically, they are reviewing the Investment Banking Representative license (Series 79) and the Research Analyst licenses (Series 86 and 87). If approved,...
Credit Watch Termination Initiative; Terminations of Direct Endorsement (DE) Approval
The Federal Housing Administration (FHA) has ended the Direct Endorsement (DE) approval for certain mortgage lenders due to their performance issues. This change affects those lenders who are no longer allowed to approve loans directly. Agents should check the list of affected mortgagees and advise ...
Self-Regulatory Organizations; ICE Clear Credit LLC; Notice of Filing of Proposed Rule Change Relating to the ICE Clear Credit Recovery Plan and ICE Clear Credit Wind-Down Plan
ICE Clear Credit LLC has proposed changes to its Recovery Plan and Wind-Down Plan. These changes will not lead to a significant reduction in employee numbers, as another clearing service will continue normal operations. Additionally, they are updating some terminology in their insurance coverage tab...
Accreditation, Innovation, and Modernization: The Secretary's Recognition of Accrediting Agencies: Institutional Eligibility Under the Higher Education Act of 1965, as Amended, Student Assistance General Provisions
The Department of Education is changing the rules for accrediting agencies that evaluate higher education institutions. These changes aim to make the accreditation process easier and more effective, following recent government directives. This will impact schools and colleges that rely on these agen...
Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 10-1
The NCUA Board has decided to eliminate a previous policy statement (IRPS 10-1) regarding the chartering and membership rules for federal credit unions. This change means that federal credit unions will now follow the updated Chartering Manual, which includes all the necessary requirements. This upd...
Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 06-1
The NCUA Board has decided to remove a previous policy (IRPS 06-1) related to federal credit unions. This change means that federal credit unions no longer need to refer to this outdated policy when adding underserved areas, as the current Chartering Manual already covers these requirements. This wi...