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Two Winston-Salem women charged with insurance fraud
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Two women from Winston-Salem, North Carolina, have been charged with insurance fraud. Arshana Aisha Young, 27, is accused of falsely claiming she was injured in a car accident while driving Vernell Patricia Wagner's Mercedes. Young allegedly forged a DMV report to get an insurance payout. Wagner, 57, is charged with helping Young by claiming she was driving the car at the time of the accident. Both women have been arrested and released on bond. Agents urge anyone who suspects insurance fraud to report it to help keep premiums low.
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RALEIGH
Mar 18, 2026
North Carolina
Insurance Commissioner Mike Causey today announced the arrest of Arshana Aisha Young, 27, of 2637 Cherry St., Winston-Salem, and Vernell Patricia Wagner, 57, of 2841 Piedmont Circle, Winston-Salem.
Young was charged with insurance fraud, attempting to obtain property by false pretense, forgery and uttering, all felonies. Wagner was charged with insurance fraud and aiding and abetting, both felonies.
Special agents with the Department of Insurance’s Criminal Investigations Division accuse Young of falsely claiming that she was operating Wagner’s Mercedes and was injured in an automobile collision on Nov. 3, 2025. Young forged a DMV collision report in an attempt to obtain an insurance payment from Integon Indemnity Corp., according to the arrest warrant.
Wagner assisted Young by claiming that Young was operating Wagner’s vehicle at the time of the collision, according to the arrest warrant.
Special agents worked with Winston-Salem police in this investigation.
Winston-Salem police arrested Young on March 13. She was given a $10,000 secured bond. Winston-Salem police arrested Wagner on March 14. She was given a $5,000 unsecured bond.
Commissioner Causey encourages North Carolinians to help keep insurance premiums low by reporting suspicious fraud.
“Insurance fraud is not a victimless crime,” Commissioner Causey said. “It hits all of us in the pocket through higher premiums.”
If you suspect insurance fraud or other white-collar crimes, please report it. You may anonymously report fraud by calling the N.C. Department of Insurance Criminal Investigations Division at 919-807-6840 or toll free from anywhere in North Carolina at 888-680-7684.
Information is also available at
www.ncdoi.gov
.
Related Topics:
NCDOI
NC Department of Insurance Press Release
Fraud Control/Investigations
Investigations Press Release