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Cabarrus County woman faces insurance fraud charges
Plain English Summary
A woman from Cabarrus County, Daffney Davis, has been arrested for insurance fraud. She is facing two felony charges for fraud and one for illegally accessing a computer system while working as an adjuster. Davis is accused of making false statements and altering two insurance claims to issue over $44,000 in checks to individuals who were not entitled to the money.
Insurance Commissioner Mike Causey urges the public to report any suspected fraud to help keep insurance costs down. Agents should remain vigilant and encourage clients to report any suspicious activity to prevent fraud that can lead to higher premiums.
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RALEIGH
Sep 2, 2026
North Carolina
Insurance Commissioner Mike Causey today announced the arrest of Daffney Davis, 48, of 6126 Fernwood Drive, Concord. Davis was charged with two counts of insurance fraud, and one count of accessing computers to commit fraud, all felonies.
Special agents from the Department of Insurance Criminal Investigations Division accuse Davis, while employed as an adjuster by Ahold Delhaize Services, of accessing the computer system without authorization and making false statements regarding two claims she was entrusted to handle for the company’s insurer, Chubb-Ace American Insurance Co.
According to arrest warrants, Davis altered the claims to disperse checks to both Nicole Davis and PatLou Inc., neither of which were entitled to any payout regarding these insurance claims. The checks totaled more than $44,000.
The offenses occurred between Sept. 25, 2024, and Jan. 24, 2025.
Davis turned herself in on Aug. 26. and was released under a $5,500 secured bond. Her next scheduled court appearance is Nov. 18 in Rowan County District Court.
Commissioner Causey encourages North Carolinians to help keep insurance premiums low by reporting suspicious fraud. “Insurance fraud is not a victimless crime,” Commissioner Causey said. “It hits all of us in the pocket through higher premiums.”
If you suspect insurance fraud or other white-collar crimes, please report it. You may anonymously report fraud by calling the N.C. Department of Insurance Criminal Investigations Division at 919-807-6840 or toll free from anywhere in North Carolina at 888-680-7684.
Information is also available at
www.ncdoi.gov
.
Related Topics:
NCDOI
NC Department of Insurance Press Release
Fraud Control/Investigations
Investigations Press Release